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INTERESTED PARTY RESPONSE IN SUPPORT -- (re: pldg. ( 1 in MDL No. 2950) ) Filed by… — Agent Fee Litigation (Dkt. 194)

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An interested party response of plaintiff David Winner d/b/a DLW Business Consulting, Ltd., filed June 18, 2020 as Document 194 in In re: Paycheck Protection Program (PPP) Agent Fees Litigation, MDL No. 2950, before the United States Judicial Panel on Multidistrict Litigation. It supports transfer and centralization under 28 U.S.C. § 1407 and asks that the actions go to the Southern District of New York before Judge Jed S. Rakoff or to the Northern District of Illinois. It describes lenders' refusal to pay agent fees, citing 15 U.S.C. § 636(a)(36) and the SBA interim final rule at 85 Fed. Reg. 20816, which caps agent fees at 1% for loans of not more than $350,000. It states that 30 agent fee actions were then before the Panel, filed by 25 plaintiffs in 16 districts and involving 108 financial institution defendants.

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             Case MDL No. 2950          Document 194        Filed 06/18/20      Page 1 of 15




                     BEFORE THE UNITED STATES JUDICIAL PANEL ON
                             MULTIDISTRICT LITIGATION


     IN RE: PAYCHECK PROTECTION PROGRAM                               MDL No. 2950
     (PPP) AGENT FEES LITIGATION


INTERESTED PARTY RESPONSE OF PLAINTIFF DAVID WINNER IN SUPPORT OF
 TRANSFER TO THE SOUTHERN DISTRICT OF NEW YORK OR THE NORTHERN
                      DISTRICT OF ILLINOIS


            Plaintiff David Winner d/b/a DLW Business Consulting, Ltd. (“Respondent”)

respectfully submits this Interested Party Response to the pending motion for transfer and

centralization in multi-district litigation of the above-captioned proceedings. As discussed below,

Respondent supports transfer and centralization, but submits that the cases should be transferred

to the Honorable Jed. S. Rakoff in the Southern District of New York or to one of the three

judges presiding over related cases in the Northern District of Illinois.

I.          Introduction

            These cases arise from a large but relatively straightforward dispute that warrants

multidistrict coordination. Over the past few months, many thousands of small businesses around

the country have been forced to shut down or suspend operations as a result of the COVID-19

global pandemic, losing all or nearly all revenue and rendering them unable to meet payroll and

expenses. Accordingly, Congress passed the CARES Act, including the Paycheck Protection

Program (“PPP”), to keep small businesses afloat and avoid massive layoffs by distributing

sufficient funds to cover up to eight weeks of payroll and other expenses through the Small

Business Administration (“SBA”). 15 U.S.C. §636(a)(36). Congress provided that PPP loans

would be disbursed through SBA-approved lenders, who would receive an origination fee from

the SBA for each loan, the amount of which depends on the size of the loan. The PPP




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regulations further provide that “[a]gent fees will be paid by the lender out of the fees the lender

receives from SBA. Agents may not collect fees from the borrower or be paid out of the PPP

loan proceeds.”1 “Agent fees” were to be in amounts not exceeding: 1% for loans of not more

than $350,000; 0.50% for loans of more than $350,000 and less than $2 million; and 0.25% for

loans of at least $2 million.2

            Many agents – accountants, financial advisors, and the like – assisted their small business

clients with preparing and submitting PPP loan applications. The agents are prohibited from

charging their clients for such work; instead, the PPP regulations specifically state that the agents

will be paid by the lenders out of the fees the lender receives from the SBA.3 Nonetheless,

dozens of major banks across the country have now categorically refused to pay any agent fees

related to PPP loans. These blanket refusals raise common questions that are well-suited for

coordinated adjudication.4

             Respondent operates an accounting firm located in Chicago, Illinois. Respondent

assisted several clients in securing PPP loans that were critical to their ability to survive the

economic climate created by the COVID-19 pandemic. However, he has not been paid for his

work because the lenders are refusing to meet their obligations under the PPP regulations. Thus,

Respondent is similarly situated to thousands of other affected agents throughout the country,

and requests coordination in order to streamline resolution of this dispute for himself and others.


1
  SBA Interim Final Rule, 85 Fed. Reg. 20816 § (4)(c).
2
  Id.
3
  Id.
4
  Another set of cases filed against lenders and related to the PPP loans allege claims on behalf of small business
borrowers, not agents. See, e.g., In re JPMorgan Chase Paycheck Protection Plan Litig. (MDL No. 2944); In re
Bank of America Paycheck Protection Plan Litig. (MDL No. 2952); and In re Wells Fargo Paycheck Protection
Plan Litig. (MDL No. 2954) The PPP Borrower Action plaintiffs assert claims that arise out of facts such as
prioritizing larger loan applicants over smaller applicants, excluding applicants who were not existing customers of
the lender, and backdating approvals. They are fundamentally different in the underlying facts and the causes of
action than the agent fee actions that are the subject of this MDL No. 2950.



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            Because so many agents have been denied payment, by the same group of lenders, on the

basis of the same statute and SBA regulation, this litigation will be dominated by class actions

against the relevant lender defendants. Indeed, scores of class actions have already been filed in

federal courts around the country over the past month.5 Centralized management of discovery,

class certification, and pre-trial issues would eliminate the need for substantial duplicative

litigation around the country, and the possibility of inconsistent results. The alternative to

centralization is a patchwork of federal judges around the country independently grappling with

many identical facts and legal issues and expending resources ruling on them independently with

the obvious potential for inconsistent rulings. A single judge overseeing all of these related

actions could manage this workload more efficiently and help achieve faster and fairer results for

the parties, and avoid inconsistent rulings throughout the country.

            As discussed below, Respondent submits that that the transferee district should be either

the Southern District of New York or the Northern District of Illinois. New York is the banking

capital of the country, with all pending cases already related before the Honorable Jed S. Rakoff,

who has extensive experience managing MDLs and who is well equipped to manage this

potentially large litigation as it develops. The Northern District of Illinois is an equally good

alternative, being a centrally-located hub for finance and lending, with three cases currently

pending before judges who are well-qualified to oversee this MDL.

II.         Litigation Concerning Lenders’ Refusal to Pay Agent Fees Should Be Centralized.

            A.     The Agent Fee Dispute Raises Several Common Questions.

            The defendant lenders’ refusal to pay agent fees raises questions that are inherently

common and well-suited to coordinated resolution. 28 USC § 1407 provides for the transfer of


5
 As of this filing, there presently are 30 agent fee actions before the Panel (hereafter, “Related Actions”), filed by
25 different plaintiffs in 16 different districts, and involving 108 financial institution defendants.



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litigation “involving one or more common questions of fact.” As this Panel has held numerous

times, “[s]ection 1407 does not require a complete identity or even a majority of common factual

or legal issues as a prerequisite to transfer.” In re Darvocet, Darvon & Propoxyphene Prod.

Liab. Litig., 939 F. Supp. 2d 1376, 1377 (J.P.M.L. 2013); accord, In re Ins. Brokerage Antitrust

Litig., 360 F. Supp. 2d 1371, 1372 (J.P.M.L. 2005); In re Denture Cream Prod. Liab. Litig., 624

F. Supp. 2d 1379, 1381 (J.P.M.L. 2009).

            The cases that would be part of the proposed MDL raise at least the following common

and foundational questions of fact that, if the cases were litigated separately, would need to be

separately resolved, by separate judges, in most or all of the separate actions:

               1. Whether lenders are obligated under the CARES Act and/or its implementing

                   regulations to pay agent fees for agents’ services assisting PPP loan applications?

               2. Whether the lenders have been unjustly enriched by retaining 100% of the fees

                   paid to them by the SBA for loans on which agents assisted in the preparation

                   and/or submission?

               3. Whether the lenders have acted in bad faith in refusing to pay agent fees?

               4. Is declaratory judgment available to plaintiffs seeking agent fees?

            That these questions are common across the cases is underscored by the fact that the

plaintiffs have pled nearly uniform causes of action and factual allegations across dozens of

cases. Accordingly, while the cases here involve different lenders, they nevertheless arise from a

common foundation and will require the resolution of the same foundational questions.

Determinations related to the interpretation of the PPP regulations, and the discovery necessary

to decide those questions, will apply across cases and will benefit greatly from uniformity in

judicial interpretation.




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            B.     Coordinated Resolution Facilitates Efficiency and Fairness

            Transfer is appropriate under section 1407 where it “promote[s] the just and efficient

conduct of such actions.”6 Coordinated proceedings are appropriate and effective where, as here,

numerous defendants collectively engaged in conduct subject to common allegations of unjust

enrichment, conversion, and violation of state consumer protection statutes. For example, in In

re: Checking Account Overdraft Litig., 626 F. Supp. 2d 1333 (U.S. Jud. Pan. Mult. Lit. 2009),

the JPML panel considered a request to coordinate cases against multiple defendant banks that

involved breach of contract, unjust enrichment, and consumer protection claims based on the

banks’ alleged charging of improper overdraft fees. Id. at 1334–5; id., 694 F. Supp. 2d 1302,

1310 (S.D. Fla. 2010). Even though the banks’ practices were not uniform and each bank had

different contract language, the panel granted transfer, finding that “[w]hile there will be some

unique questions of fact from bank-to-bank, these actions share sufficient factual questions

relating to industry-wide bank posting policies and procedures to warrant centralization of all

actions in one MDL docket.” In re: Checking Account Overdraft Litig., 626 F. Supp. 2d at 1335.

            That these cases collectively involve several lender defendants underscores the

importance of centralization. As the Panel has found multiple times, centralizing cases involving

multiple defendants often helps to eliminate duplicative litigation. See, e.g., In re National

Prescription Opiate Litig., 290 F. Supp. 3d 1375, 1379 (J.P.M.L. 2017) (centralizing litigation


6
  Section 1407 also provides that transfer should suit the parties and witnesses. Id. This issue is considered in § III as
it pertains to the venue for the MDL. But with respect to the desirability of transferring generally, centralizing this
litigation will reduce the collective costs for the parties by, among other methods, the ability to avoid multiple
depositions of the witnesses. Any inconvenience to individual defendants or witnesses will be more than offset by
the substantial collective efficiencies that will be gained. It is also possible that proceedings will be handled
remotely for some time in any event, perhaps even until there is a vaccine to the Covid-19 virus. But even in normal
times, witnesses are typically deposed in their home district and documents are usually produced electronically,
making their original location less relevant in modern litigation. Cf., e.g., In re Tribune Co. Fraudulent Conveyance
Litig., 831 F. Supp. 2d 1371, 1372 (J.P.M.L. 2011); see also Tate v. Brinderson Constructors, Inc., No. 16-CV-
04314-VC, 2016 WL 7387430, at *1 (N.D. Cal. Dec. 21, 2016); Erb v. Roadway Exp., Inc., No. 4:05-CV-0011,
2005 WL 1215955, at *4 (M.D. Pa. Apr. 19, 2005).



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against hundreds of pharmaceutical manufacturers and distributors, finding that “[a]lthough

individualized factual issues may arise in each action, such issues do not – especially at this early

stage of litigation – negate the efficiencies to be gained by centralization.”);7 In re ZF-TRW

Airbag Control Units Prod. Liab. Litig., 410 F. Supp. 3d 1357, 1360, n.2–4 (U.S. Jud. Pan. Mult.

Lit. 2019) (rejecting the argument that variation between common defect claims asserted against

all major domestic and foreign auto makers would defeat centralization because “the existence of

individual issues, which is relatively commonplace in products liability MDLs, does not negate

the common ones, which appear to be sufficiently substantial and complex to warrant creation of

an MDL”).

            The number of Defendants potentially involved in this litigation does not alter the

relationship between centralization and efficiency. In addition to the aforementioned Checking

Account Overdraft Litigation, which involved more than two dozen defendants, and the other

matters cited above, this Panel has ordered coordination of cases involving multiple defendants

in numerous other circumstances. See, e.g., In re Asbestos Prod. Liab. Litig. (No. VI), 771 F.

Supp. 415, 416 (J.P.M.L. 1991) (centralizing cases involving nearly 500 defendants). See also In

re Generic Digoxin & Doxycycline Antitrust Litig., 222 F. Supp. 3d 1341, 1343 (U.S. Jud. Pan.

Mult. Lit. 2017) (centralizing litigation involving more than 50 defendants selling dozens of

different products subject to common price fixing allegations);8 In re Juul Labs, Inc., Mktg.,

Sales Practices, & Prod. Liab. Litig., 396 F. Supp. 3d 1366, 1367–68 (U.S. Jud. Pan. Mult. Lit.

2019) (centralizing more than 40 actions involving more than 80 defendants);9 In re Valsartan N-


7
  See also id. at https://ecf.ohnd.uscourts.gov/cgi-bin/qryParties.pl?238494 (“Parties”) (confirming that this MDL
involves more than 600 defendants).
8
  See also id. MDL No. 2724 2:16-md-02724-CMR, Dkt. 1382 at 2–10, 1394 at 3 (confirming that this MDL
involved more than fifty defendants).
9
  See also id. MDL No. 2913, 3:19-md-02913, Dkt. 551 at 19-20 (confirming that this MDL involves more than 70
defendants).



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Nitrosodimethylamine (NDMA) Contamination Prod. Liab. Litig., 363 F. Supp. 3d 1378, 1380–

82 (U.S. Jud. Pan. Mult. Lit. 2019) (centralizing claims against more than 90 defendants

manufacturing different products in different states).10

            Here, coordinated proceedings would provide the additional benefit of accelerating

potential resolution by streamlining adjudication of the central questions common across cases.

Instead of litigating jurisdiction and venue, the scope of discovery, and class certification in

dozens of courts around the country, a coordinated proceeding could focus the parties on the

litigation that is necessary to begin resolving core questions relevant to lenders’ obligation to pay

agent fees. Even if some discovery and pre-trial questions require a more case-specific approach,

that work is best performed (or allocated) by a single judge familiar with all of the issues and

parties. See In re Resource Exploration, Inc. Sec. Litig., 483 F. Supp. 817, 821 (J.P.M.L. 1980)

(explaining that transfer and centralization can “ensure that the actions are supervised by a single

judge who, from day-to-day contact with all aspects of the litigation, will be in the best position

to design a pretrial program that will prevent duplicative discovery ... and substantially conserve

the time and efforts of the parties, the witnesses and the federal judiciary”). MDL judges are

afforded significant flexibility to track, subdivide, transfer, or even remand issues as needed to

progress litigation efficiently and fairly. In re Lehman Bros. Holdings, Inc., Sec. & Employee

Ret. Income Sec. Act (ERISA) Litig., 598 F. Supp. 2d 1362, 1364 (U.S. Jud. Pan. Mult. Lit. 2009)

(finding that a single court is best positioned to formulate a pre-trial program that can streamline

the adjudication of multiple related claims against numerous defendants and “leav[ing] the extent

of coordination or consolidation of [certain] actions to the discretion of the transferee judge”); In

re Nat'l Prescription Opiate Litig., 290 F. Supp. 3d at 1378–79 (“[t]he transferee judge might


10
  See also id. MDL No. 2875 1:19-md-02875, Dkt. 398 (confirming that this MDL involved more than 90
defendants).



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find it useful, for example, to establish different tracks for the different types of parties or

claims”).

            Rejecting centralization (i.e., having dozens or even hundreds of separately litigated

federal cases) would result in gross inefficiencies, duplication of effort, and waste of party and

judicial resources. Under that suboptimal scenario, the parties and multiple courts would expend

significant resources litigating and adjudicating common elements of the same questions over

and over again in different jurisdictions, also raising the possibility (if not inevitability) of

inconsistent rulings of all kinds. Such a scattershot approach would not only virtually guarantee

divergent rulings on central questions, it could also encourage gamesmanship among the parties

to accelerate and decelerate different cases at different times in the hopes of gaining a strategic

advantage. In addition to the duplication and delays, such an outcome has the potential to

produce disparate and unfair outcomes for different plaintiffs and defendants, depending on

when and where their cases were tried.

            The very real problems with rejecting centralization are particularly acute here, where the

litigation will inevitably involve, and likely be dominated by, numerous class actions. Because

the plaintiff businesses were subject to lender policies of refusing to pay agent fees, most if not

all of the agents have a common cause of action against the lenders. Many such cases may well

be tried as class actions. In this context, centralization becomes of paramount importance: “It is

in the field of class action determinations in related multidistrict civil actions that the potential

for conflicting, disorderly, chaotic judicial action is the greatest.” In re Plumbing Fixture Cases,

298 F. Supp. at 493; accord In re Multidistrict Private Civ. Treble Damage Litig. Involving

Plumbing Fixtures, 308 F. Supp. 242, 244 (J.P.M.L. 1970) (“[A] potential for conflicting or

overlapping class actions presents one of the strongest reasons for transferring such related




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actions to a single district for coordinated or consolidated pretrial proceedings which will include

an early resolution of such potential conflicts.”). See also In re CertainTeed Corp. Roofing

Shingle Products Liability Litigation, 474 F. Supp. 2d 1357, 1358 (J.P.M.L. 2007) (centralizing

actions that involved “overlapping putative class actions.”); In re Enron Secs. Derivative &

ERISA Litig., 196 F. Supp. 2d 1375, 1376 (J.P.M.L. 2002) (granting transfer in part to prevent

inconsistent pretrial rulings, especially concerning class certification).

            Given the centrality of common facts and questions, and the strong chance that cases here

will in substantial part proceed on a class action basis, there is every reason to expect that pre-

trial proceedings will be more efficient if this litigation is coordinated.

III.        The Southern District of New York is an Appropriate Venue for this MDL.

            While no single factor dictates the appropriate transferee selection, the Panel does

consider inter alia where the largest number of cases is pending, the site of the occurrence of the

common facts, where cases have progressed the furthest, where cost and inconvenience will be

minimized, and the experience, skill, and caseloads of available judges. Manual for Complex

Litigation, Fourth §20.131. The Related Actions are pending in districts around the country.

Plaintiffs and defendants alike are geographically dispersed. The Southern District of New York

is the most appropriate venue because it has a strong nexus to the occurrence of the common

facts, and has a large number of Related Actions (four), all of which have already been related to

the Honorable Jed S. Rakoff, Senior District Judge for the U.S. District Court for the Southern

District of New York, an eminently well-qualified judge to oversee this litigation.

            A.     The Southern District of New York Has a Strong Nexus to the Harm, Is
                   Convenient for the Parties, and Is Capable of Handling the MDL.

            MDLs are often coordinated in the district with the strongest nexus to the harm. In re

Deepwater Horizon, 731 F. Supp. 2d at 1355 (centralizing cases arising from an oil spill




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impacting multiple states in the district where the oil caused the most harm). While this litigation

is unquestionably national in scope, to the extent any region here can be characterized at the

center of harm, it is New York. First, New York has the highest concentration of accountants and

auditors in the country.11 The location quotient (the ratio of the area concentration of

occupational employment to the national average concentration) for accountants and auditors in

New York is 1.35, followed next closely by Texas at 1.06 and Illinois at .98.12 New York also

has the fourth highest number of PPP loans by state, and the third highest dollar value of loans

by state.13

            New York is a venue where most large lenders are at home. As the country’s preeminent

financial center, the Southern District of New York is the most appropriate transferee forum for

an MDL relating to bank lending practices. See In re Credit Default Swaps Antitrust Litig., 978

F. Supp. 2d 1374, 1375 (U.S. Jud. Pan. Mult. Lit. 2013) (centralizing banking-related actions in

Southern District of New York). And, to the extent travel is required for court hearings, the

Southern District’s Manhattan courthouse is conveniently accessed from three major

international airports with numerous flight options to virtually any other major U.S. airport. And

New York is as likely as any location to be convenient for the largest number of parties. See In re

Rhodia S.A., Sec. Litig., 398 F. Supp. 2d 1359, 1360 (Jud. Pan. Mult. Lit. 2005) (centralizing

actions in Southern District of New York as an “accessible, metropolitan location” where no

district stood out as focal point of litigation and parties and witnesses were geographically

dispersed).




11
   Bureau of Labor Statistics, https://www.bls.gov/oes/current/oes132011.htm#st (last visited June 17, 2020).
12
   Id.
13
   https://www.sba.gov/sites/default/files/2020-06/PPP_Report_20200612-508.pdf (last visited June 17, 2020)



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            While S.D.N.Y. has a busy docket, it more than handles its civil caseload. The number of

pending cases per judgeship is 668, which approximates the national average of 675.14 The

average time from filing to civil trial is 31.0 months, which is only slightly slower than the

national average of 27.8 months, but still faster than half of districts nationally.15 The Southern

District of New York is well-used to handling MDL proceedings, with 18 such actions currently

pending.16

            B.     The Honorable Jed. S. Rakoff Is the Most Appropriate Transferee Judge.

            The Honorable Jed S. Rakoff, Senior District Judge in the U.S. District Court for the

Southern District of New York, is an experienced transferee judge who would be an ideal jurist

to oversee this litigation. A district court judge since 1996, Judge Rakoff is well-known to the

Panel, having successfully presided over no fewer than five previous or ongoing MDLs. These

include several banking and finance-related litigations, such as In re Refco Inc. Securities

Litigation (MDL No. 1902); In re Merrill Lynch & Co., Inc., Securities, Derivative & “ERISA”

Litigation (MDL No. 1933); and In re Nine West LBO Securities Litigation (MDL No. 2941). As

the Panel recently concluded in transferring the latter MDL to his docket, “Judge Jed S. Rakoff is

an experienced transferee judge, and we are confident he will steer this litigation on a prudent

and expeditious course to resolution.” In re Nine W. LBO Sec. Litig., No. MDL 2941, 2020 WL

2847269, at *2 (U.S. Jud. Pan. Mult. Lit. June 2, 2020).

            Four Related Actions are currently pending before Judge Rakoff. The first-filed of these,

Quinn et al. v. JPMorgan Chase Bank, N.A. et al., No. 1:20-cv-04100-JSR (S.D.N.Y.) (hereafter

14
     See Federal Court Management Statistics–Profiles, U.S. Courts (Mar. 31, 2019), available at
https://www.uscourts.gov/sites/default/files/data_tables/fcms_na_distprofile0331.2020.pdf   (hereafter,  “FCMS
Profiles”) (last accessed June 16, 2020).
15
   Id.
16
   MDL Statistics Report - Distribution of Pending MDL Dockets by District (June 15, 2020), available at
https://www.jpml.uscourts.gov/sites/jpml/files/Pending_MDL_Dockets_By_District-June-15-2020.pdf             (last
accessed June 16, 2020).



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“Quinn v. JPMorgan”), was randomly assigned to Judge Rakoff. Over the objections of

defendants Citibank and Union Bank,17 Judge Rakoff thereafter related and accepted for

reassignment actions against Signature Bank, Union Bank, and Citibank.18 The parties to these

four actions already have filed an initial joint Rule 26(f) plan for discovery and Judge Rakoff has

set an initial court conference to take place on June 23, 2020.

            In addition to relating these four agent fee actions before Judge Rakoff, the Southern

District of New York also rejected JPMorgan’s separate request to relate Quinn v. JPMorgan to

an earlier-filed PPP borrower action, entitled Ryan M. Kull et al. v. Chase Bank USA, N.A. et al.,

No. 1:20-cv-03138-NRB (S.D.N.Y.).19 See footnote 4, supra. This is important insofar as it

demonstrates that Judge Rakoff and the Southern District of New York appreciated immediately

the fundamental distinction between PPP agent fee cases and PPP borrower cases, which appear

to be the subject of several different Section 1407 transfer motions. See MDL Nos. 2944, 2952,

and 2954.

IV.         Alternatively, the Panel Should Transfer the Actions to the Northern District of
            Illinois.

            There are currently three Related Actions pending in this district. See A.D. Sims, LLC v.

Wintrust Financial Corp at al.., 1:20-cv-02644 (assigned to Judge Chang); Prinzo & Associates,

LLC v. BMO Harris Bank, N.A., et. al., 1:20-cv-03256 (assigned to Judge Feinerman), and

17
   See Quinn et al. v. JPMorgan Chase Bank, N.A. et al., No. 1:20-cv-04100-JSR (S.D.N.Y.) at Dkt Nos. 16
(Citibank Opp. to Fahmia’s Related Case Statement) and 17 (Union Bank Opp. to Fahmia’s Related Case
Statement).
18
   See June 8, 2020 docket entries on S.D.N.Y. Docket Sheet for Quinn v. Signature (reproduced at MDL 2950 Dkt.
No. 98-4), June 9, 2020 docket entries on S.D.N.Y. Docket Sheet for Fahmia v. MUFG (MDL 2950 Dkt. No. 98-5),
June 9, 2020 docket entries on S.D.N.Y. Docket Sheet for Fahmia v. Citibank (MDL 2950 Dkt. No. 98-6).
19
   See Ryan M. Kull et al. v. Chase Bank USA, N.A. et al., No. 1:20-cv-03138-NRB (S.D.N.Y.) at Dkt. No. 9
(JPMorgan June 4, 2020 Notice of Related Action identifying Quinn v. JPMorgan), Dkt. No. 10 (Quinn Plaintiffs’
Response), and Dkt. No. 11 (JPMorgan Reply). These filings were in the form of letters addressed to the Hon.
Naomi Reice Buchwald (presiding over the Kull action), with copies provided to Judge Rakoff. Judge Rakoff’s
chambers ultimately responded to JPMorgan’s counsel by email clarifying that Judge Buchwald had determined that
Quinn v. JPMorgan was not related to Kull and, “[a]ccordingly, the Quinn [v. JPMorgan] action, as well as three
other cases related to it … will remain with Judge Rakoff.”



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Respondent’s case, Winner v. PNC Financial Services Group, Inc., 1:20-cv-03515 (assigned to

Judge Pallmeyer). Given the high concentration of agents in the Chicago metropolitan area,

there are likely to be more cases filed in this district in short order.20

            The district is well-suited to handle a large MDL. It has 30 district judges and 15

magistrate judges, with approximately 703 pending cases per judgeship,21 which is only slightly

over the national average of 675.22 The average time from filing to civil trial is 39 months,

which puts it at roughly the median nationally.23 There are currently seven MDLs pending in the

Northern District of Illinois,24 showing that it is well conditioned to handle MDL proceedings.

            All three judges presiding over Related Cases in this district are very well-qualified to

oversee this MDL. Judge Edmond E. Chang has been a district judge for ten years, and has

handled many complex class actions.25 Judge Feinerman has likewise been a district judge for

ten years, and is currently overseeing the In re: 100% Grated Parmesan Cheese Marketing and

Sales Practices Litigation (MDL No. 2705). Judge Pallmeyer is the Chief Judge of the District,

and has been on the bench for over twenty years. She is currently overseeing the In re Zimmer

NexGen Knee Implant Products Liability Litigation (MDL No. 2272).




20
   Bureau of Labor Statistics, https://www.bls.gov/oes/current/oes132011.htm#st (last visited June 17, 2020).
21
   See Federal Court Management Statistics–Profiles, U.S. Courts (Mar. 31, 2019), available at
https://www.uscourts.gov/sites/default/files/data_tables/fcms_na_distprofile0331.2020.pdf (hereafter, “FCMS
Profiles”) (last accessed June 17, 2020).
22
   Id.
23
   Id.
24
   See https://www.ilnd.uscourts.gov/mdl-details.aspx?WNesDQBcWakSF/4TSCIYmQ== (last visited June 17,
2020).

25
  See, e.g., Leung v. XPO Logistics, Inc., 326 F.R.D. 185 (N.D. Ill. 2018); Ploss as Tr. for Harry Ploss Tr. DTD
8/16/1993 v. Kraft Foods Grp., Inc., 431 F. Supp. 3d 1003 (N.D. Ill. 2020).




                                                       -13-
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            Finally, Chicago is unquestionably a major metropolitan area with ease of access to the

courthouse from two international airports. And it is centrally located, meaning it will be a

convenient location for parties and witnesses, should in-person travel resume.

V.          Conclusion

            For the forgoing reasons, we respectfully request that the Panel coordinate these actions,

and transfer them to Judge Rakoff in the Southern District of New York, or to Judge Chang,

Judge Feinerman, or Judge Pallmeyer in the Northern District of Illinois.



Dated: June 17, 2020                       Respectfully submitted,

                                           LIEFF CABRASER HEIMANN & BERNSTEIN, LLP



                                           By: /s/ Jonathan D. Selbin
                                              Jonathan D. Selbin

                                           250 Hudson Street, 8th Floor
                                           New York, New York 10013-1413
                                           Telephone: (212) 355-9500
                                           Facsimile: (212) 355-9592

                                           Michael W. Sobol
                                           Roger N. Heller
                                           Anne B. Shaver
                                           275 Battery Street, 29th Floor
                                           San Francisco, CA 94111-3339
                                           Telephone: (415) 956-1000
                                           Facsimile: (415) 956-1008




                                                   -14-
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            Case MDL No. 2950   Document 194      Filed 06/18/20     Page 15 of 15




                                   Gary Klinger
                                   MASON LIETZ & KLINGER LLP
                                   227 W. Monroe Street, Suite 2100
                                   Chicago, IL 60606
                                   Telephone: (202) 429-2290

                                   Attorneys for Plaintiff David Winner




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